10 Best Things Every Solo Player Must Own in GTA Online

GTA Online is packed with content, but solo play has two real problems: time and safety. If you are doing setups alone, running deliveries alone, and dealing with random chaos in public sessions. Our 10 best things every solo player must Own in GTA Online covers the best options that cut travel time, unlock solo-friendly money-making methods, and keep you alive during activities to let you finish the job.

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How We Picked These Must-Own Properties

These items made the cut because they reliably do most of the following:

• Unlock solo-friendly, repeatable income streams

• Reduce travel time between objectives

• Let you complete freemode work without needing another player’s backup

• Keep you safer against NPC laser aim and random player harassment

• Stack value with other purchases (one buy makes the next buy better)

Now let’s get into the actual “own this or you’re making life harder” list.

Kosatka Submarine

One of the GTA Online's best things to buy for solo players, if you want something lucrative, is the Kosatka. It serves as a full operations hub, designed for mainly one reason: to give you access to Cayo Perico. That’s the kind of content that stays relevant because you can efficiently run Cayo Perico on your schedule, not relying on other players. Why it matters for solo players:

• It unlocks a top-tier solo money loop through Cayo Perico heist runs

• It gives you a safe place to reset, rearm, and re-launch your heist quickly

It’s the must-have item for the players looking to run solo heists - Cayo Perico is the goat in the solo heist department.

Sparrow (Kosatka Moon Pool Helicopter)

The Sparrow is iconic at this point, serving as a “time machine” upgrade for the Kosatka. You can request it through services, spawning it close to you. This helicopter has everything to be called the best solo player vehicle for GTA Online grinding - it provides you with the safest movement on the map during the heist preps. Here are the key points of how to use it well:

1. Use it as your default travel option when you’re doing setups.

2. Land it slightly away from hot zones so it’s not destroyed immediately.

3. Send it back and re-request instead of trying to hide and save it.

A lot of players buy flashy cars first, but The Sparrow might be the boring investment pick that changes the game flow to be more efficient.

The Agency

The Agency is one of the best “solo headquarters” properties because it stacks multiple money-making activities in one place and adds quality-of-life features that keep you moving. Security Contracts and Payphone Hits are both designed as freemode solo jobs, and they fit solo play perfectly when you want cash without the overhead of big missions. The Agency is one of the GTA Online solo player must have properties for the following reasons:

• Multiple solo-friendly job types you can chain quickly

• A clean hub that supports grinding without constant context switching

• Unlocks vehicle tech that makes public sessions less miserable

If the Kosatka is your big heist prep lane, the Agency is your day-to-day quick paycheck machine.

An Imani Tech Vehicle (Missile Jammer + Armor Options)

Solo players can suffer a lot from random players harassing them just for fun. Imani Tech is one of the most practical defensive vehicles you can buy - the Missile Lock-On Jammer disables lock-on from a huge chunk of the weapons that ruin your public lobbies' experience - this purchase will save your life many times.

Acid Lab (Brickade 6x6 Business)

The Acid Lab is popular for a пщщв reason: it’s a mobile business built around solo-friendly money farming. The Acid Lab operates out of the Brickade 6x6 and is designed as a straightforward source-manufacture-sell loop without the headache of other methods. Here’s how to turn it into a GTA Online solo money-making machine:

1. Run it in the background while you do Agency work or heist prep.

2. Sell the product between running missions and heists.

3. Treat it as a reliable side hustle, not as your only source of income.

For solo players, the simplicity of the Acid Lab quickly turns into respectable profit numbers.

Nightclub

The Nightclub is the long-game investment: it performs best when you already have other businesses and want your money to keep growing while you do literally anything else. Warehouse Management is the core: assign technicians, let goods build up passively, sell when you need the cash. Nightclubs are great because of the following traits:

• Passive money accumulation while you run heists, contracts, or just mess around in the free roam

• Great “effort-to-profit” ratio once it’s set up correctly

• Let's you play your way, doing whatever you feel is worth doing, and still feel financially productive

The Nightclub is an excellent purchase for both laid-back players and minmaxers.

Auto Shop

Next one on the list of the best solo player things to buy in GTA Online - The Auto Shop is very underrated for solos -  it’s both content and convenience. It gives you robbery-style contracts you can run whenever you want, and it also improves vehicle customization access. The Union Depository contract is a standout example of why this property stays relevant. Here’s how to make the most out of it:

1. Run contracts when you want an active payout activity.

2. Use it as a “break activity” between bigger money loops.

3. Keep a fast, controllable car stored there for quick contract runs.

If you get bored easily, the Auto Shop lets you diversify your activities while earning a reasonable amount of money.

Armored Kuruma

There are lots of armored options, but the Armored Kuruma is still one of the best defensive movement tools in the game for solo players. When your missions turn into crossfires, this car makes all the difference between failure and success. 

Oppressor Mk II

This is the controversial one, but for solo efficiency, it’s hard to beat the Oppressor Mk II’s ability to traverse the map as fast as possible. For solo grinding, the biggest enemy is travel time, and this is an ultimate travel-time shrinking machine. If you’re trying to build wealth solo, speed is its own form of safety, so Opressor could be the best investment choice for you.

Terrorbyte

The Terrorbyte is the glue purchase: it helps you turn your other ownerships into a streamlined system. Most importantly, the Oppressor Mk II can be modified in the Terrorbyte’s specialized workshop, so if you’re using the Mk II, this is what completes the loop. Here’s how to utilize it properly and turn it into one of the best solo player vehicles in GTA Online:

1. Treat it as your mobile staging point for doing multiple tasks.

2. Use it to keep your Mk II tuned

3. Park it somewhere safe and use it as a reset anchor during long sessions.

This is the kind of purchase that makes everything you already own feel better, tying it together.

GTA Online Must Have Items Summary Table

If you want the shortest possible takeaway, there’s a handy table with a full list of GTA Online must have Items.

Once you have this full set, your day-to-day GTA Online experience changes. You stop asking “what can I do solo?” and start choosing what you feel like doing.